Examining Black Homeownership Trends

first_img About Author: Radhika Ojha  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Black Americans own a much smaller number of homes compared to other demographics across the nation’s 50 largest metros, according to a new study by LendingTree.The study, which focused on homeownership trends among African Americans revealed that while Americans who identified as Black made up around 15% of the population in each of the metropolitan areas, only 10% of owner-occupied homes were owned by them.LendingTree also found that across the metropolitan areas covered in the study, the average median household income for this demographic was $41,571, over $30,000 below the average household income recorded for white Americans in these cities. This was especially important, the study said, “because lenders evaluate a potential borrower’s income, and this can pose challenges when it comes time to qualify for a mortgage.”Looking at the cities with the lowest percentage of Black American homeownership, the study said that Memphis, Tennessee’s Black population was 46.5%. Comparatively, the percentage of black-owner occupied homes was 34.7%. With a median difference of 11.7% between the population and overall owner-occupied homes, Memphis has the lowest percentage of homes owned by black Americans relative to their total population.New Orleans with a difference of -24.8%; Milwaukee (-9.2%); Baltimore (-9.1%); and Virginia Beach, Virginia (-8.5%) rounded off the five cities that had the lowest homeownership rates among Black Americans relative to their total population.On the other hand, while Black Americans account for only 2.3% of San Jose, California’s population, the study found that the percentage of homes owned by them was the largest relative to their overall population across the 50 metros in the study. However, LendingTree pointed out, “The percentage of homes owned by black homeowners is nearly 1.5%, which is still a disproportionately small percentage.”Concluding from the study, LendingTree said that while the homeownership rates among this population remained low there were several ways to increase it, “one of them is by raising awareness about the available homebuying programs on both a national and local level.” Subscribe in Daily Dose, Featured, Market Studies, News The Best Markets For Residential Property Investors 2 days ago Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Related Articles Examining Black Homeownership Trendscenter_img Previous: The QM Patch’s Impact on Affordable Housing Next: Combating Zombie Properties With Registries Home / Daily Dose / Examining Black Homeownership Trends Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago African Americans Black Americans Homeownership LendingTree loans mortgage 2019-06-04 Radhika Ojha Sign up for DS News Daily Share Save The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago June 4, 2019 1,379 Views Tagged with: African Americans Black Americans Homeownership LendingTree loans mortgagelast_img read more

Moose FM – Don’t Rock the Jukebox for Alan Jackson

first_imgMoose FM is giving you the chance to pick up tickets to Alan Jackson at the EnCana Events Centre all this week.AJ will be at the EnCana Events Centre November 17th and tickets go on sale this Friday June 12th at 9am.  All you have to do is listen to Moose FM and be caller 3 when you hear the cue to call.  Then you’ll get the chance to play Don’t Rock the Jukebox for Alan Jackson.- Advertisement -You’ll be asked to pick a song on the Moose FM Jukebox.  If the song you pick is an AJ song you’ll qualify for the daily draw for a pair of tickets.  We’ll play Don’t Rock the Jukebox for Alan Jackson every hour between 6am and 6pm from Monday until Thursday. Tickets go on sale Friday June 12th at 9am.  Get your tickets by calling 1-877-339-TIXX or online at www.dawsoncreekeventscentre.comlast_img read more

Video: England Euro 2016 squad as narrated by David Attenborough

first_imgEngland manager Roy Hodgson has revealed which players he thinks offer the best chance of winning Euro 2016.It is always a huge talking point and provides people with a chance to discuss and usually moan about the lack of players from their team.‘HODGSON’S A FOOL!’ – FANS REACT TO THE MANAGER’S PICKSHere, talkSPORT has a bit of fun at the players’ expense and for more great videos, you can check out the talkSPORT YouTube channel here.How far do you think this group of players team can take England at Euro 2016?last_img

GARDAÍ HUNT DRUGS SUSPECTS AFTER HIGH SPEED CHASE

first_imgDONEGAL GARDAÍ are hunting drugs suspects who fled officers during a dramatic high speed chase.The weekend chase through the streets of Letterkenny could have had fatal consequences, according to eye-witnesses.Drugs unit Gardaí were on the tail of a suspect in a Seat Leon who refused to stop when ordered to do so. Instead the suspected dealer took off at high speed, going the wrong way around roundabouts, mounting footpaths and reaching high speeds.Gardaí were forced to stop the chase, fearing the suspect would kill another road user.An eye-witness who saw the car chase at the Ballyraine Roundabout said the driver of the Seat Leon could have caused carnage.“I couldn’t believe it when I saw this guy coming out of nowhere with three Garda cars behind him. He went the wrong way around the roundabout. “It was around midnight on Saturday night so there was still traffic on the road. If anybody had been coming around that roundabout they would have been killed.“It was the most frightening thing I have ever seen. I was still shaking a couple of hours later thinking about it.“If I had been a few seconds earlier then that car could have ploughed into me,” said the driver.The Seat was later found abandoned in Meadow Hill in the town.The vehicle was taken away for forensic examination. GARDAÍ HUNT DRUGS SUSPECTS AFTER HIGH SPEED CHASE was last modified: June 9th, 2014 by John2Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:chasecrimeletterkennylast_img read more

Le reseau de transport d’Afrique du Sud

first_imgL’Afrique du Sud possede les infrastructures de transport d’un pays entierement developpe. Les routes sont de rang mondial. Les reseaux aerien et ferre sont les plus etendus du continent. Et les ports du pays offrent une halte naturelle pour les bateaux en provenance ou a destination de l’Europe, des Ameriques, de l’Asie, de l’Asie Australe et les deux cotes de l’Afrique.Le secteur des transports a ete mis en lumiere par le gouvernement en tant que principal contributeur a la competitivite de l’Afrique du Sud sur les marches internationaux. On le perçoit de plus en plus comme un moteur de la croissance economique et du developpement social.La Coupe du Monde 2010 de la FifaL’Afrique du Sud prevoit d’investir 9 milliards de rands pour ameliorer et developper les infrastructures de transport dans neuf villes d’accueil afin de faire face a l’arrivee massive de visiteurs attendus pour la Coupe du Monde 2010 de la Fifa.Ces preparatifs concernent des modernisations majeures des aeroports du pays et des ameliorations du systeme de transport general, y compris un programme de recapitalisation des taxis, le renforcement du transport ferroviaire de passagers et la transformation du secteur des bus.Les ports et l’expeditionLes principales lignes maritimes longent le littoral de l’Afrique du Sud dans l’Atlantique Sud et l’Ocean Indien. Environ 96 % des exportations d’Afrique du Sud sont transportees par la mer et les sept ports commerciaux du pays sont des points d’entree pour le commerce entre l’Afrique du Sud et ses partenaires en Afrique Australe et servent aussi de plateformes pour les echanges en provenance et a destination de l’Europe, de l’Asie, des Ameriques et des cotes ouest et est de l’Afrique.L’Autorite Nationale des Ports Transnet detenue par l’etat gere les ports du pays. Ce sont : Richards Bay a Durban au KwaZulu-Natal, East London et Port Elizabeth dans la region d’Eastern Cape et Mossel Bay au CAp et Saldanha dans la region de Western Cape.Durban est le port commercial de l’Afrique et le plus grand en termes de containeurs en Afrique Australe, Richard’s Bay est le plus grand terminal de cargaison du monde. Ensemble, les ports d’Afrique du Sud ont gere 183 millions de tonnes de cargo en 2007 et d’importantes modernisations sont en cours pour augmenter la capacite de gestion.Un huitieme port commercial, le port de Nqura, est developpe au large de Port Elizabeth dans la province d’Eastern Cape, les premiers navires commerciaux devant arriver au port en 2009. Nqura devrait etre le terminal pour conteneurs le plus profond d’Afrique. C’est une partie essentielle de Coega, l’une des zones de developpement industriel strategiques d’Afrique du Sud.Les routesLe reseau routier total d’Afrique du Sud fait environ 754 000 kilometres, dont 9 600km de routes nationales. Le voyage de Messina a la frontiere nord de l’Afrique du Sud jusqu’au Cap au Sud se fait sur 2 000 km de routes bien entretenues.Environ 2 400 km de routes du pays sont payantes.Alors que le Ministere des transports est responsable de la politique generale, la construction et l’entretien des routes relevent de la responsabilite de l’Agence des Routes Nationales d’Afrique du Sud et de celle des neuf provinces et gouvernements locaux.Le chemin de ferL’Afrique du Sud possede un reseau de chemin de fer etendu, le 10eme plus long du monde raccorde aux reseaux de la region sub-saharienne.La societe publique Transnet Freight Rail est la voie de chemin de fer et le transporteur le plus important d’Afrique australe avec un reseau ferroviaire d’environ 22 000 km, dont 1 500 km sont des voies de transport. Les infrastructures ferroviaires de la societe qui relient les ports au reste de l’Afrique du Sud representent environ 80 % du total de l’Afrique.Le gouvernement a lance un projet d’amelioration de la securite ferroviaire et de regain des voyages par train en tant que choix de transport public viable. En 2008, le gouvernement a declare qu’il allait investir 19,5 milliards de rands par an sur quatre ans pour moderniser ses infrastructures portuaires et ferroviaires, la moitie environ etant destinee au secteur du fret ferroviaire.La South African Rail Commuter Corporation exploite les services de transport Metrorail au Cap, dans la province d’Eastern Cape, a Durban, dans Johannesburg et sa banlieue et a Pretoria, en ciblant principalement les sud-africains pauvres.Les touristes et les passagers aises peuvent voyager sur le Blue Train, l’un des trains de luxe les plus celebres du monde, alors que Shosholoza Meyl transporte environ quatre millions de passagers par an entre les principales villes du pays.Des services font aussi la liaison avec d’autres destinations d’Afrique australe au Zimbabwe, au Mozambique et au Swaziland.La liaison ferroviare a grande vitesse du GautrainLe Gautrain, un reseau ferroviaire a grande vitesse, reliera Johannesburg, Pretoria et l’aeroport international OR Tambo, allegeant le trafic sur l’autoroute Johannesburg-Pretoria en offrant aux voyageurs une alternative sure et viable au transport routier.Le projet de 25 milliards de rands est un partenariat public-prive entre le gouvernement de la province de Gauteng et la societe Bombelo Concession, un consortium canadien-français-sud-africain. On estime que le Gautrain aura cree environ 33 000 emplois d’ici 2009.Vingt-quatre trains feront le trajet a 160 km/heure, pendant 18 heures par jour et transportant au total pres de 135 000 passagers par jour. Les transports secondaires vers et depuis les gares et les destinations proches se feront en bus de luxe.Il y aura 10 gares, dont trois seront souterraines. La partie enterree fera environ 14 km de long et se trouvera jusqu’a 96 metres de profondeur a certains endroits.La premiere phase, la partie entre l’aeroport, Sandton et Midrand, devrait etre terminee a temps pour la Coupe du Monde 2010 de la Fifa, et la deuxieme phase d’ici 2011.Les aeroports et les compagnies aeriennesPlus de 50 compagnies aeriennes, effectuant pres de 230 000 atterrissages et transportant environ 33 millions de passagers par an, passent par les 10 principaux aeroports d’Afrique du Sud. Cela comprend les principaux aeroports de Johannesburg, du Cap et de Durban et les aeroports de Port Elizabeth, East London, George, Kimberly, Upington, Bloemfontein et Pilansberg.Vingt-et-un centres de controle aerien encadrent les operations qui couvrent 145 aeroports autorises avec pistes a revetement et plus de 580 aerodromes avec pistes sans revetement.La societe d’aeroports semi-privatisee d’Afrique du Sud (Acsa) est chargee de surveiller l’expansion des infrastructures des aeroports du pays.En 2007, l’Acsa a propose un programme de depenses en capital sur cinq ans d’un peu moins de 20 milliards de rands afin d’accueillir une nouvelle generation d’avions et de gerer un plus grand nombre de passagers.L’aeroport international OR Tambo de Johannesburg est l’aeroport les plus anime d’Afrique avec environ 8,9 millions de passagers au depart par an. Il a ete designe meilleur aeroport du continent par le Conseil International des Aeroports en 2007.L’aeroport Cape Town International, qui voit partir 3,8 millions de passagers par an, a ete elu premier aeroport d’Afrique lors des World Travel Awards pour la septieme annee consecutive.South African Airways, le transporteur national d’Afrique du Sud, dessert plus de 700 villes, y compris 20 destinations en Afrique, et assure l’entretien de nombreuses compagnies aeriennes.Derniere mise a jour de l’article : Septembre 2008SAinfo reporter. Sources (sites en langue anglaise) :Standard Bank: Economic Profile: South AfricaSouth Africa YearbookDepartment of TransportTransnet National Ports AuthorityCoega Development CorporationTransnet Freight RailSouth African Rail Commuter CorporationGautrain Rapid Rail LinkAirports Company South AfricaSouth African Airwayslast_img read more

Decrease in infant mortality in South Africa

first_imgThere has been a marked decrease in child mortality rates in South Africa, according to the Institute of Race Relations (IRR), which says this is indicative of improved child health in the country.From 2001 to 2014, severe malnutrition rates among under-fives dropped from 12.5 per 1 000 children to 4.5 per 1 000 children.There has been a marked decrease in child mortality rates in South Africa, according to the Institute of Race Relations (IRR), which says this is indicative of improved child health in the country.The IRR made this finding in its latest South Africa Survey, published this month. The institute is a classically liberal think-tank.It found that the under-five mortality rate had declined from 77.2 deaths per 1 000 live births in 2002 to 45.1 deaths per 1 000 live births deaths in 2015. The institute also found that deaths of infants under one year of age declined from 51.2 deaths per 1 000 live births in 2002 to 34. 4 deaths per 1 000 live births in 2015.According to the IRR, poor access to health care services, especially immunisation programmes; malnutrition; and poor living conditions were three of the leading contributors to child deaths.It found that:Immunisation rates had steadily increased in South Africa. In 2001, 67% of children under one year of age were immunised. This increased to 89.8% in 2014.The rollout of social grants had probably contributed to preventing child deaths. Social grant beneficiaries as a percentage of the total national population increased from 9% in 2001 to 30% in 2015. This had undoubtedly contributed to raising living standards.From 2001 to 2014, severe malnutrition rates among under-fives dropped from 12.5 per 1 000 children to 4.5 per 1 000 children.“Although these figures are encouraging, South Africa still has a high infant mortality rate, especially compared to other emerging markets and the developed world,” said IRR analyst Gerbrandt van Heerden.“Data from the World Bank shows that the under-five mortality rate in Germany was 3.9 deaths for every 1 000 live births. Therefore, South African policymakers still have some way to go in ensuring that our child health indicators reach global norms. Better public health care services are part of the solution but rising economic growth and employment levels will do just as much, if not more, to improve the conditions of South Africa’s children.”The South Africa Survey has been published annually by the IRR since 1948 in the interests of advancing fact-based policy making.Source: Institute of Race Relationslast_img read more

Zverev beats De Minaur to defend Washington ATP crown

first_imgWashington, Aug 6 (AFP) Alexander Zverev says defending his ATP Washington Open title shows growing in strength and maturity, but the world number three still sees a big gap to Rafael Nadal and Roger Federer. The 21-year-old German won his third title of the year and the ninth of his career by defeating Australian teen Alex De Minaur 6-2, 6-4 in the 50th edition of the US Open tuneup event. “What a fantastic week for me,” Zverev said. “Winning a tournament on its 50th anniversary is something amazing. This has been a very special week for me. “(Defending a title) feels great and shows mental strength as well. It shows a little maturity I think.” While Zverev stands atop a generation of rising young stars, he still puts 20-time Grand Slam winner Federer, 36, and 17-time Grand Slam champion Nadal, 32, on the highest of pedestals. “Roger and Rafa are still the best out there and still competing for Grand Slam titles,” he said. “I haven’t won a Grand Slam title. Saying I’m on their level wouldn’t be fair to them.” Not since 20-year-old Rafael Nadal beat 19-year-old Novak Djokovic 11 years ago at Indian Wells had the combined ages of ATP finalists been so young. And not since 1995 in Buenos Aires had all four semi-finalists been 21-or-under, Zverev being the eldest. “It’s not only me that’s the future of the sport. I think everybody who made it to the semi-finals is the future,” Zverev said. “We all want to be the best. Some of us already think we’re the best. We all have a lot of talent.”advertisement Zverev joined a list of back-to-back Washington champions that includes Andre Agassi, Michael Chang and Juan Martin del Potro. – Aussie takes ‘proud’ step -============================= Zverev struggled when asked where his game needs work, saying with a smile, “I think I’m close to perfection.” De Minaur, who took only 11 points off Zverev’s serve, could somewhat agree after falling in 74 minutes. “He played some great tennis. He came out blazing and was too good for me,” De Minaur said. “It gives you that fire to replicate the success he has had at such a young age. I think he’s going to be around for a very long time.” It was the second career ATP final for the 19-year-old from Sydney, who lost a final there to Daniil Medvedev in January. De Minaur saved four match points in beating Andrey Rublev in a grueling semi-final to get there. “I did everything I could to recover,” De Minaur said. “I’ll have to get better at it and my body will adjust to the circumstances.” The 72nd-ranked Aussie will jump to a career-best 45th in Monday’s rankings. “I’m really proud of myself. I played some high-level matches,” De Minaur said. Zverev, who needed a fifth-set Davis Cup tie-breaker to beat De Minaur in their only prior meeting, broke twice to win the first set in 30 minutes. He smacked a forehand winner to break for a 2-1 edge and held serve to the finish.- Murray ‘shock to system’ -============================ De Minaur reached the semi-finals when three-time Grand Slam champion Andy Murray withdrew Friday after three grueling three-set matches in only his third event since missing 11 months with a right hip injury. “To go from nothing to back-to-backs like that was quite a shock to the system. He was a bit beaten up,” said Andy’s brother Jamie Murray, who won the doubles title with Brazilian Bruno Soares. Murray also withdrew from next week’s event in Canada but plans to play in Cincinnati the following week. “Andy is on his way back,” Zverev said. “He looked unbelievable here. It’s going to be great to see what he can do.” In the companion WTA event final, two-time Grand Slam champion Svetlana Kuznetsova saved four match points and rallied to defeat Croatia’s Donna Vekic 4-6, 7-6 (9/7), 6-2 for her 18th career title. It was the 33-year-old Russian’s first crown since 2016 in Moscow and second in Washington after 2014. (AFP) ATKATKlast_img read more

In The Spotlight – Sam Brisby

first_imgIn the seventeenth edition of In The Spotlight, Australian Men’s Open player, Sam Brisby, speaks about how it feels to be representing Australia at the 2011 World Cup and the biggest influence on his Touch Football career. Name: Sam BrisbyNickname: BrisoAge: 18Affiliate: Manly Occupation: Swimming CoachPosition: MiddleDebut for Australia: 2010 Men’s Open Trans Tasman and 2009 Youth Trans Tasman. Career highlights so far: Winning the Men’s Open Trans Tasman Series in 2010.How you got involved in Touch Football: Dad introduced me to the sport.Favourite player: Drumayne Dayberg-Muir  What does it mean to you to be representing Australia at the 2011 World Cup:  It means a great deal reaching the top of my sport and representing Australia. It would be great to win the World Cup. Biggest influence on your Touch Football career: DadFavourite sporting moment: Playing my first game for the Australian Men’s Open team.What do you know about Scotland: Long plane flight, ancient castles and cold.Any superstitions: Wearing Lance Armstrong’s ‘Livestrong’ yellow wristband and listening to the same songs on the bus to a big game.Funniest Australian teammate: Anthony Ziade.Favourite quote: Pain is temporary, quitting lasts forever.Any travel plans for after World Cup: London and Paris.Stay tuned to the website for the upcoming editions of In The Spotlight, which will feature every Open’s player travelling to the World Cup. With only 37 days to go until the 2011 Federation of International Touch World Cup, be sure to be regularly visiting the Touch Football Australia website to keep up-to-date with all of the latest news and information. Don’t forget to become a fan of Touch Football Australia on Facebook and Twitter in the lead up to the 2011 World Cup to find out all you need to know about Australia’s World Cup campaign:http://www.facebook.com/#!/pages/Touch-Football-Australia/384949403384 www.twitter.com/touchfootyauslast_img read more

a month agoAubameyang seals comeback win for 10-man Arsenal over Aston Villa

first_imgAubameyang seals comeback win for 10-man Arsenal over Aston Villaby Freddie Taylora month agoSend to a friendShare the loveUnai Emery has lauded Arsenal’s character after they came from behind twice to beat Aston Villa 3-2 at the Emirates on Sunday.John McGinn gave the visitors an unexpected lead in the first-half, who were soon ahead with men on the pitch after Ainsley Maitland-Niles was a shown a second-yellow card.Fortunately for the Gunners, Nicolas Pepe’s converted from the penalty spot to score his first goal for the club and level the scores, only for Wesley to restore Villa’s lead with a poacher’s goal a minute later.But it wasn’t over for Arsenal, as substitute Callum Chambers made it 2-2 after 81 minutes before Pierre-Emerick Aubameyang’s superb free-kick completed the comeback.Speaking after the game, Emery said: “I think here we are doing and creating good spirit with our supporters and the players, they are feeling that. “But it’s first our commitment, our behaviour, fighting for each ball and also taking some risks for attacking and above all we are using and when we were one less player. “That is good. Today is two things for me: the first is that character, that connection with the supporters, and after this, how we can improve defensively and throughout the first 11. “Really we lost more balls than we wanted and this is the one situation we didn’t have the control over in the first 30 minutes like we wanted. It’s one thing for me to improve and to work with the players. “With that victory it’s better and after last week against Watford it was competitive and today, we need to take a good balance in our emotion, in our mentality but today I think we can be happy and it is one step ahead.” About the authorFreddie TaylorShare the loveHave your saylast_img read more